![]() Loans and BECU financing program subject to BECU credit and underwriting approval. Vehicles Purchased from an Out-of-State Dealer Nevada Evidence of Insurance Invoice or Bill of Sale, and one of the following: Title Nevada Emission Vehicle. ![]() *This is a summary of BECU auto loan program. Financing is subject to BECU credit approval and other underwriting criteria not every applicant will qualify. Final loan approval is subject to funding review by BECU. The specific amount of the loan shall be based on the approved value of the collateral. Loans with repayment terms that exceed 60 months, 90% LTV, involve lesser applicant creditworthiness, or collateral older than two (2) years are subject to higher APRs and lower loan amounts. A car invoice is a written verification of agreement send by a seller to itemize the quality and the quantity of the vehicle being sold. ![]() *APR based on borrower's credit history, 60-month or less repayment term, collateral two (2) years old or newer with up to 90% loan-to-value (LTV), and based on wholesale Kelley Blue Book or dealer invoice. BECU loan financing subject to credit and underwriting approval, and may change without notice. Dealerships who advertise invoice price are even eager. Other factors can affect dealer costs: Dealer incentives: Automakers may offer dealers bonuses when they meet specific sales quotas. Invoice price is often thought of as the price that dealers pay to the manufacturer for the automobile. ![]() Of course, it’s not quite that simple in the auto industry. BECU specifically disclaims all warranties with regard to dealers' products and services. Dealer invoice is the amount the dealer pays the auto manufacturer to get a vehicle into its showroom and in front of customers. Financing is subject to BECU membership, credit approval, and other underwriting criteria not every applicant will qualify.ĪutoSMART services are provided by Credit Union Direct Lending and is not affiliated with BECU. ![]()
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